What we do
Merrick Financial is a one stop resource designed to comprehensively review and design your investment, tax, retirement and estate strategy. We keep all your goals in mind when building a holistic plan that takes into account your lifestyle, your preferences and your goals.
We'll determine how to best build your assets through savings and investments, and we'll nail down an appropriate expense budget. The custom financial plan we build isn't a snapshot in time, it's an adjustable plan for your entire life modified accordingly for your various life stages.
The Expected Outcome
The actual outcome from our time with you is a lifelong spreadsheet showing income, expenses and investments based on one or more scenarios that we work together to develop. We then provide a model with an entire financial plan for each of the scenarios. We also give you a written report summarizing your financial situation, your goals, and our recommendations.
Most importantly, we make sure you understand everything. Numbers aren't for everyone and you are likely hiring us because some (or most) of this financial planning stuff makes little sense to you. We help you to clearly understand everything we do and every recommendation we provide.
About Our Fees
We have no hidden fees! No management expense ratio, trailing commission, referral fee, asset based fees, etc. Our charges are clear, straightforward and up front in the process.
Our fees are purely for our services. We are independent and objective, so we never receive or take any commissions for any financial products. It is our obligation to put your interests first. If you are wondering whether the cost is worth it, we assure you it is.
We'll often save you significant investment fees and management fees. We'll also find the holes in your budget and make sure your financial health is comprehensively planned so you are not scrambling to meet your goals in later years.
Awards & Recognitions
Merrick Financial Inc. is a proud member of the local community and we are delighted to receive the following recognitions from Toronto:
2023 Winner for The Best Financial Planner in Toronto
Merrick Financial Inc. was chosen as the winner for the category of The Best Financial Planner in Toronto, 2023.
The Quality Business Awards recognizes businesses that achieve an average quality score of 95% or greater over the previous 12 months.
THREE BEST RATED: BEST FINANCIAL SERVICES
Merrick Financial Inc. was listed as one of the Top 3 Financial services in Toronto by the Three Best Rated
Their business analyst team was impressed by the consistent high-quality service provided. They thoroughly evaluated our business based on our rigorous 50-Point Inspection.
Toronto Blogs: Best Financial Planners
Merrick Financial Inc. was announced as one of the best financial planners in Toronto by Toronto Blogs.
The blog lists the 11 best Financial Planners with a comprehensive list of their services, pros and cons.
The Best Toronto:
#1 AmONG 10 Best Financial Planners in Toronto
According to The Best Toronto Merrick Financial Inc, ranks #1 among the top 10 financial planners in Toronto.
The Best Toronto does a a thorough research of the local market, lists pros an cons as well as customer reviews from third party sites.