MERRICK FINANCIAl INC
FEE ONLY FINANCIAL PLANNER | BASED IN TORONTO
NO PRODUCT SALES | NO REFERRAL FEES
Clients turn to us when faced with significant, life-changing decisions and seek clear, reliable advice. These decisions may include managing an inheritance, evaluating a major purchase, addressing changes in their business, resolving tax-related issues, planning for retirement, navigating pension options, understanding executive compensation, or making informed real estate choices.
We are fee / advice only financial planners based in Toronto. We sell no insurance or investment products. This is the basis of fee only / advice only financial planning. Because we provide transparent fees for service, we have no conflicts of interest; which drives lasting long-term relationships with our clients.
Feedback from past clients often highlights our approachable, easy-to-work-with nature and my dedication to putting their interests first. Our clients live in Canada and are open to communicating via video conferencing, email or phone.
SERVICES
BUSINESS OWNERS
Financial Planning for Your Business Success​​​​​​​​​​
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As a business owner in Canada, coordinating your corporate and personal finances is key to building wealth. We provide expert guidance on corporate financial planning, including tax-efficient compensation strategies, asset location, investment planning, real estate considerations, corporate structuring and risk management.
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Our goal is to create a seamless financial strategy that supports your business growth and personal goals.
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Fees range from $4,450 + HST and up*
*depending on scope and complexity
MID LIFE
FINANCIAL
PLANNING
Clear Guidance for Your Financial Future
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We help you navigate life’s transitions by making sound financial decisions.
Our sought-after comprehensive 360-degree assessment covers the six key areas of your financial life, providing expert guidance for major decisions. We work with you to build a clear path toward financial independence.
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You will receive a holistic plan tailored to your life.
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Fees range from $3,450 + HST and up*
*depending on scope and complexity
RETIREMENT
PLANNING
PRE RETIREMENT ASSESSMENT
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Let us answer your questions about retirement and provide a clear path forward.
Are you wondering if you have enough to live the life you want in retirement? We create a detailed, values-based written plan to put your mind at ease. Our pre-retirement planning process determines exactly how much you need, models how variables like inflation will affect your funds, and maps out a tax-efficient drawdown strategy.
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Fees range from $3,450 + HST and up*
*depending on scope and complexity
OUR PROCESS
We have a streamlined, convenient, remote planning process that delivers collaborative financial planning anywhere in Canada.
1. FREE INITIAL CONSULTATION
Schedule a call quickly and easily. We use the initial consultation to understand your needs and to explain our services.
3. DISCOVERY MEETING
We will review together all the information required to build your personalized plan. To fully understand your goals and objectives.
5. PLAN PRESENTATION MEETING
You will be presented a thoroughly written plan to achieve your financial goals and address any questions you have. The plan includes specific recommendations and an action checklist that keeps implementation on track.
2. PROPOSAL & ESTIMATE+ ENGAGEMENT
Receive a quote with our services, support and deliverables. If we are the right fit we agree to an engagement.
4. ANALYSIS
We create a financial snapshot of your current situation. Follow up planning calls may be needed to make sure we have all the information and that we are solving all your needs.
6. REGULAR UPDATES
Moving forward after you receive your financial plan, we can meet monthly, quarterly or yearly to follow up on the plan implementation. We also offer ongoing services if you need support with execution of the plan.