My journey into advice-only financial planning is deeply personal and rooted in my own experiences as a former business owner.

Is now the time to invest in real estate? While property can build wealth, high interest rates and negative cash flow make today’s market a challenge. Based on my recent contribution to The Globe and Mail, I break down why landlording is a long-term commitment, the tax implications to watch for, and how to protect your finances.

Benefits of working with a fee only fianncial planner like Merrick Financial Inc. No financial product sales, only expert, unbiased advice

Retirement planning is an essential step toward achieving financial freedom, and a pre-retirement assessment is the perfect way to prepare.

Listen to Chris Merrick CFP talk about the benefits, for a business, of working with an advice only financial planner

Chris Merrick explains the benefits of hiring an advice only financial planner for your retirement plans.

Chris Merrick discusses how holistic financial planning goes beyond numbers to support clients' life goals, taxes, estate plans, and peace of mind.

In this short video, we explain the benefits, for you and your family, of working with an advice only financial planner in Canada.

Article based on my contributions to the article by The Canadian Pres: Cash ETFs offer yields and liquidity for funds on the sidelines, finance experts say You want to keep cash available to seize market opportunities, but you don't want it sitting idle and earning next to nothing. This is where cash exchange-traded funds (ETFs) can play a valuable role in your financial strategy, offering a blend of liquidity and return that is increasingly popular among Canadian investors.

Tempted to go all-in on stocks? For young investors, a diversified portfolio is key to long-term success. Understand your risk tolerance and learn why a balanced investment strategy, including fixed income, is crucial for navigating market changes and securing your financial future. A proper asset mix is vital for growth and stability.

It presents recommendations on what to do when older adults divorce, later in life and the implications on giving money to their adult children and how it affects their retirement plans.

Essential financial planning tips that can help you build a secure future. These tips are designed to provide clarity, reduce stress, and empower you to make informed decisions for your family.

Recently recognized by Trust Analytica as one of the top four financial planners in Toronto, Merrick Financial continues to set the gold standard in advice-only financial planning services for families and businesses.

Merrick Financial Inc. is the winner of he Best Financial Planner in Toronto, 2025 by Quality Business Awards.

At Merrick Financial Inc., we strive to empower individuals and businesses guiding them toward financial independence and peace of mind.