Is life insurance actually worth it? It's a question most Canadians have asked themselves at some point. Yet according to PolicyMe's 2025 Life Insurance Gap Report, 42% of Canadians either don't have life insurance or aren't sure whether they're covered at all. Among those without a policy, 65% say they're unlikely to get one within the next five years. So let's look at the facts, and you can decide whether life insurance is the right move for you. Financial Stability and Debt Protection If...

Finding the right financial planner is a crucial decision to unlock financial clarity. However, it may feel overwhelming to understand where to start. The key questions to ask and research are: How are they compensated? Do they have their fees on the website? Do they sell investments or not? What credentials do they have? How are they compensated? Look closely at their website to see their fee structure and breakdown. It is important you find an Advice-Only, Fee-Only Financial Planner to...

Should you rent or should you buy? This is always a big decision. The key thing to consider is the opportunity cost, the price of what you are missing out on as you choose one decision over the other. Remove Other Costs From The Equation Not accounting for other costs is like comparing apples to oranges. Other costs are the costs that you already spent which will never be recovered. Since it is gone either way, removing them will help you make better informed decisions about what actually...