SERVICES

INITIAL CONSULTATION IS FREE

FEE BASED FINANCIAL PLANNING

Happy Family after getting Financial Plan

FINANCIAL PLAN  

SINGLE OR COUPLE

 

“Working towards the path to financial independence” 

 

​A full financial plan includes financial management, risk management, retirement planning, investment planning, tax planning and estate planning. During the process we will also create a family profile so that everything is understood.

 Plan includes:

  • Detailed review of your budget and recommendations

  • Cash and debt management; it is the key to creating your personalized plan

  • Financial goal setting and prioritization

  • Includes the retirement plan 

  • Optimizing your savings, investing and tax planning

  • Learn how to save tax through proactive planning

  • Creation of a written financial and goal action plan

  • Two meetings held via video conferencing

  • Answering any and all questions you have about your finances.

Price:

Starting at $1,500 + HST for a single person

Starting at $1,875 + HST for a couple

Should you require assistance with implementation of the plan we can add this to the package as required.

 
 

RETIREMENT PLANNING
Detailed financial, values, and goals based written plan

Common questions that Canadians face when they get close to retirement and are assessing their financial future: 

 

  • Will I have enough for retirement?

  • How much can I comfortably spend in a year in retirement?

  • What happens to my RRSP when I turn 71?

  • What are the differences between an RRIF and RRSP?

 

In addition to your RRSP and TFSA, most Canadians are eligible for:

  • CPP - Canadian Pension Plan

  • OAS - Old Age Security

  • Some sort of employer-sponsored plan?

We will tell you how to tax efficiently live in retirement. From which accounts to draw money from first and consult with you on your goals, values, and layout a yearly spending plan to suit your needs. All projected many years in the future with advanced, industry-leading software.

 

  • Service includes two meetings held by video conferencing

  • Written financial plan with recommendations

  • Action items and assistance with implementation

  • A retirement plan includes a projection well into the future for your financial affairs and life. 

Price:

Starting at $1,550 + HST for a single person

Starting at $1,875 + HST for a couple

Should you require assistance with the implementation of the plan we can add this to the package as required.

Happy Couple - Get Retirement Planning in toronto
Young Couple - INVESTMENT ANALYSIS  SINGLE OR COUPLE

INVESTMENT ANALYSIS

SINGLE OR COUPLE

 

We offer a clear, unbiased, independent review of your investments. Whether you manage your own investments, hold them with an independent advisor, or through your company plan, we will give you an independent review.  We look at issues such as:

  • What fees are you paying on these investments?

  • Is your asset allocation right to meet your financial goals?

  • Are your investments taxed efficiently?

  • Is your asset risk profile right to meet your financial goals?

  • Should you invest in that rental property?

  • Help you understand the range of investment implementation options available in the marketplace: wealth manager, DIY, roboadvisor, etc.. 

  • Identify gaps and problems in the portfolio

  • Includes two meetings via video conference

  • We will present easy to understand recommendations for your portfolio. Financial planning should come BEFORE investing. 

Price: $​ 800 + HST

(dependent on complexity of client's financial situation)