HOURLY ADVICE
FLAT FEE Consultation
for time-sensitive matters
talk to a financial planner within 5 BUSINESS DAYS.
We provide immediate, fee-only financial planning through focused 60-minute consultations designed for those who need professional clarity without the wait of a traditional planning engagement.
If you have a time-sensitive question or a specific concern regarding retirement planning, tax optimization, or wealth and inheritance transfer, our pay-as-you-go sessions offer a streamlined way to access expert support.
schedule your prepaid consultation below.
WHY CHOOSE PAY-BY-THE-HOUR?
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Our strategy sessions are ideal for those seeking high-level input on a specific topic or a professional second opinion on their current strategy.
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Expert Guidance: Connect with our experienced team to navigate complex life events or investment questions.
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Total Transparency: As a fee-only firm, we do not sell products; our only priority is providing you with honest, supportive guidance.
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Actionable Results: Every session includes a concise written memo outlining your key action items and next steps.
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Flexible and Accessible: Sessions start at $455, offering a low-cost, no-obligation entry point to professional financial planning.
How It Works: Your Path to Clarity
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Select Your Topic: Tell us what is on your mind, from corporate financial advice to financial planning for families.
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Book Your Time: Use our simple online system to find a slot that fits your schedule.
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Secure Your Session: Complete our straightforward pre-payment process to confirm your appointment.
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Get Expert Input: Meet with us via video call for 1 hour to go through your questions.
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Take Action: Receive a clear summary of recommendations to help you move forward with confidence.
SELECT YOUR TOPIC
FOR INDIVIDUALS & FAMILIES
FINANCIAL PLANNING
Practical advice to help you navigate decision such as choosing between RRSPs and TFSAs, or balancing debt repayment with investing.
RETIREMENT PLANNING
We answer retirement planning questions with clear, straightforward guidance to help you navigate your next steps without the need for time-intensive projections.
DIVORCE & SEPERATION PLANNING
Support for divorce and separation; we deliver tax-efficient settlement strategies and net family property analysis that simplify the process.
CASH FLOW AND SAVINGS RATE
Straightforward guidance on cash flow and savings, helping you develop a practical strategy to spend less than you earn each month while consistently building your general savings
PROTFOLIO & INVESTMENTS
We answer retirement planning questions with clear, straightforward guidance to help you navigate your next steps without the need for time-intensive projections.
GOALS PLANNING
Recommendations for achieving your milestones, offering expert guidance on timing and savings amounts to help you reach your goals at a pace that feels comfortable for you.
INSURANCE & ESTATE
Ideas and recommendations for wealth or inheritance transfer, providing a thorough analysis of your needs to ensure you have the right coverage and strategies in place without recommending specific products or providers.
PERSONAL TAX CONSULTATION
Guidance on strategies to reduce your tax bill and maximize your after-tax income; without selling products or managing your filings.
FOR BUSINESS OWNERS
CORPORATE TAX PLANNING
Corporate financial advice and tax optimization strategies for business owners, offering clear ideas and recommendations to help you manage corporate surplus and minimize tax liabilities
ESTATE PLANNING
Corporate financial advice and tax optimization to help business owners navigate complex wealth or inheritance transfer decisions, offering clear ideas on succession and estate strategies
RETIREMENT PLANNING
Corporate financial advice to help business owners bridge the gap between their company and their personal future, offering clear recommendations on tax optimization and retirement income strategies
TO BE SUCCESSFUL
To get the most value from our time together, we recommend focusing on one primary topic for an in-depth discussion, though we can certainly touch on other areas as time allows. When booking, please provide a brief summary of what you hope to address. This helps us ensure we are the right fit to assist you before we meet.
If we are unable to cover all of your concerns in a single session, you are welcome to book further "instant advice" consultations as needed.
Apply the Full Cost of Your Consultation to Your Final Plan
If you choose to move forward with a comprehensive financial or retirement plan, the full cost of your initial consultation will be credited toward the total cost of your plan.
CONTACT US
Use the form below to contact us if you are interested in learning more or have a question about hourly advice.
If you have questions or need assistance booking, email us at info@merrickfinancial.ca, or call us at (437) 320-1672
Ready to get the answers you need?
1HR COnsultation
INDIVIDUALS | FAMILIES
Get immediate, advice-only clarity for you and your family’s most time-sensitive financial, retirement, estate planning or tax-related questions.
To secure your 1-hr strategy session and confirm your appointment, you will be asked to pre-pay via credit card through our secure online booking system.
FEE: $445 + HST ($502.85)
1HR COnsultation
INCORPORATED
Receive immediate, advice-only guidance for your time-sensitive corporate financial advice, tax optimization or estate planning needs.
To secure your 1-hr strategy session and confirm your appointment, you will be asked to pre-pay via credit card through our secure online booking system.
FEE: $695 + HST ($785.35)
WE CAN INVOICE YOUR CORP.
NEED HELP SCHEULDING?
If you have any questions about this service or can't find availability in the next 5 business days, please email us at info@merrickfinancial.ca or call us at (437) 320-1672