DIY
FINANCIAL PLANNING
At Merrick Financial, we believe every Canadian deserves a clear financial roadmap.
Professional financial planning shouldn't be "all or nothing." We understand that you might not be ready for a full, comprehensive planning engagement; or perhaps a full-service fee isn't in your budget right now.
That shouldn't stop you from getting your financial house in order. We’ve built a new way to engage with Merrick Financial, which puts you in control.
Professional advice should be accessible.
Start your plan today for just $9.
Phase 1:
The Planning Dashboard
$9/mo INDIVIUDALS
You can cancel anytime
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Start building your foundation today. Sign up for our Financial Planning platform to gain professional-grade visibility into your finances without the commitment of a full firm engagement.
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Total Visibility: Track your net worth and cash flow in one place.
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AI-Driven Projections: Use the same tools our financial planners use to model your retirement and tax future.
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Self-Paced Discovery: Enter your data on your own schedule, at your own pace.
WHAT CAN YOU ACHIEVE:
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Create Your Custom Financial Plan: Follow a guided, intuitive process to map out your savings, income, and expenses for today and throughout your retirement.
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Model Different Financial Scenarios: Adjust your variables to see instantly how changes in your savings rate, spending habits, or investment returns impact your long-term goals.
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Optimize Your Strategy: Utilize data-driven insights to make informed decisions regarding your contributions, withdrawal sequences, and overall tax efficiency.
Phase 2:
OPTIONAL
The 90-Minute "Deep-Dive" Consult
$1,250/90MIN INDIVIUDALS
$1,650/90MIN BUSINESS OWNERS
After you enter your data, you can book a 90-minute Deep-Dive consultation, with one of our certified financial planners.
Our clients typically book us whenever they need to make a major decision, such as a real estate purchase, received an inheritance, or are navigating a retirement transition.
What you get:
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2 Hours of Expert Prep: Each session includes two hours of pre-meeting analysis of your dashboard data. We will contact you via email beforehand to gather your primary objectives and ensure our time is used efficiently
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90 Minutes of Strategy: A live session, with one of our financial planners, dedicated to solving your most complex financial hurdles.
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Conflict-Free Advice: No product sales. Just the technical expertise you need, exactly when you need it.
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4-5 Action Items or Recommendations via AI notes: Clear and concise, they will each get you closer to your life goals and will keep you accountable.
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Post-Call Documentation: You will receive a full meeting transcript and AI-generated summary notes shortly after we conclude. This allows us to focus entirely on the conversation rather than manual note-taking.
NEED TO KNOW:
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Do not schedue the 90 minute consultation until you have signed up and completed all the information on our platform.
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The value of the call depends fully on the quality of the information you provided into our platform. Any errors or omissions may result in accurate advice.
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No formal financial planning report, updated projections, or scenario analysis will be performed during or after this specific call.
Need Help Completing Your Profile?
Join Our Virtual Office Hours
every THURSDAY between 12:00 and 1:30PM EST
Are you stuck while entering your data or unsure how to navigate our platform?
Merrick Financial provides free office hours every Thursday between 12:00 PM and 1:30 PM EST to help you move forward with confidence.
Sign up for a 20-minute support session to receive direct guidance from our team.
The goal of office hours is to help you organize and input your data so that your profile accurately reflects your current financial situation. Note: During these sessions, we do not provide specific financial, investment, or tax advice.
90 Minute Consultation
Personal | prepaid
For individuals and families. We will review your plan inputs, discuss your life goals and planning questions and ensure your financial strategy is fully aligned with your long-term vision.
During the call we will examine your savings, spending, and investment assumptions to ensure your DIY plan is built on a solid, realistic foundation.
FEE: $1,250 + HST ($1,412.5)
90 Minute Consultation
business owners | prepaid
We will review your plan inputs and ensure your corporate and personal financial goals are perfectly synchronized.
During this focused session, we review your specific plan inputs, analyze your long-term life goals, and address the unique complexities of corporate financial advice.
FEE: $1,650 + HST ($1,864.5)